Life Insurance for Truck Drivers | Truckers Legacy Life
Built for owner-operators — 1099, irregular settlements, no company plan
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Truckers Legacy Life
Owner-operator desk

You're the whole business. Insure it like one.

No company match, no pension, and a truck note that does not care what the freight market did last quarter. Indexed universal life is life insurance that may build policy value over time. Values depend on premiums, policy charges, crediting, and policy performance.

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A long-haul semi on an American highway at golden hour
What it builds
Set what you can put in
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Years funded
Your age
Educational policy-value estimate
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Educational illustration using a {{ rateLabel }} assumed credit, not a carrier illustration or quote. Actual policy values and death benefits depend on underwriting, premiums, charges, crediting, and policy performance.
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{{ stepCountLabel }} questions · built around settlements, not salaries
Why drivers get quoted badly

Four things most agents get wrong about this job.

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An owner-operator in the cab with a logbook on the dash
A modest house at dusk with a pickup in the driveway
Coverage should be designed around the income you can sustain during a slow quarter, not just your best month.
Truckers Legacy Life · owner-operator desk
What carrier selection depends on
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Availability varies by state, product, carrier appointments, and underwriting class. A licensed agent will review the available options for your circumstances.

Straight answers

What drivers actually ask

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Ten minutes now beats a bad surprise at the DOT physical.

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Truckers Legacy Life

Truckers Legacy Life is a licensed insurance agency. Indexed universal life is a life insurance contract, not an investment or a retirement plan. Figures shown are illustrations generated from the information you provide. They are not offers of coverage and not guarantees of future performance. No coverage exists until a carrier issues a policy and the first premium is paid.

LICENSED AGENCY · NPN 21570122 · AGENT NETWORK IN 50 STATES · A-RATED CARRIERS

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Truckers Legacy Life
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Your request may be shared with a licensed insurance agent appointed in your state.
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Got it, {{ fname }}. We're running your numbers.

A licensed agent is checking which carriers underwrite your health history and your driving setup best. Expect a call within one business day — tell us when you're off the road and we'll work around it.

Booking calendar

Pick a 30-minute slot. A licensed advisor will already have your answers.

Book 30 minutes →
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